FLASH NEWS
MINIKASKO at SIGAL: Financial coverage even if you are the cause of the damage
2026-03-19 12:49:52 / JETË
According to global statistics, over 70% of road accidents occur as collisions between vehicles, while moving and on the highway.
In these cases, mandatory TPL insurance covers damages to third parties, but not damages to the perpetrator's vehicle.
No one goes around with the idea of causing an accident. If the unexpected happens, SIGAL has also thought about the financial cost to the perpetrator.
SIGAL offers additional MINIKASKO insurance.
For only 3 thousand lekë above the price of the TPL, this insurance covers up to 10 thousand euros of damage to your car, even if you are the cause of the accident.
The contract between the parties also provides for other circumstances, but the main circumstances for MINIKASKO to be activated after an accident are these: the driver of the vehicle must have MINIKASKO insurance, the accident must occur between vehicles, while in motion and on a motorway.
MINIKASKO is designed to save time, stress and lengthy procedures for customers.
In 2025 alone, 144 people benefited from SIGAL payments for their MINIKASKO insurance, over 300 thousand euros were paid to them. In total, over 3 million euros were paid by the company over a decade.
This is a simple and economical option for more safety on the road. If you have MINIKASKO and you are in a vehicle-to-vehicle accident, on the highway and while moving, even if you are at fault, SIGAL INSURANCE GROUP will cover up to 10 thousand euros in damages.
MINIKASKO can be purchased online in a few seconds: sigal.al, or at any SIGAL office throughout the country. According to the official AFSA report for January 2026, SIGAL Insurance Group, in the market with 8 insurance companies, remains the main payer of claims with 33.32% of the industry total.
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